BENEFIT PROFILE

Full-time employees are eligible to participate in the benefit programs. Health, dental, vision insurance coverage as well as participation in the 401(k) program are available the first of the month following your first ninety days of continuous employment.

Health Insurance

Single coverage employee contribution: $34.00/week
$1,500 Annual Deductible

Family coverage employee contribution: $97.00/week
$1,500 per member Annual Deductible not to exceed $3,000 per family

Coinsurance: 80% after deductible has been met
Office Visit Co-Pay: $25
Urgent Care Co-Pay: $50
Emergency Room Co-Pay: $250 (waived if admitted to hospital)

*Non-tobacco user discount: $3 per week for single coverage: $6 week for family coverage (if everyone covered is a non-tobacco user).

Prescription

Co-pay Structure

Tier 1: 25% with minimum $10/ Tier 2: 25% with minimum $25/ Tier 3: 25% with minimum $50

Caremark by Mail program
Order a 90 day supply of prescriptions and receive at a discounted rate.

Dental Insurance

$50 deductible, $500 maximum per member per calendar year

Life Insurance

Group term life insurance is included for participants of the health plan.

Employee may obtain a copy of the full plan document by contacting Human Resources.